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Welcome!

Welcome, First-Time Home Buyers!

If you’re a first-time home buyer these articles are chock full of advice that will give you the added “edge” when buying your first home. From finding your dream home online, negotiating a purchase contract, securing the best financing, to tips for a stress-free closing, you’ve now found your #1 first-time home buyer resource.

So WELCOME, check things out and visit often…you are well on your way to owning your first home!

Stephen Katz

We have been in business for over 20 years here in Atlanta and are local. If you want to close your loan on time, it’s best to work with a local lender, like us! We have local staff and will ensure your deal gets closed on time.

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What Causes A Loan To Fall Through?

posted by Stephen Katz
Wednesday, July 26, 2017

Today, we’re going to talk about why some loans fall apart before they get to the closing table.

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Are you a first time home buyer? Are you trying to determine your budget? We (lenders) are more than happy to help you find your answer(s), but here are some tips to get you started:

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Home Purchase Process For First Time Buyers

posted by Stephen Katz
Thursday, July 13, 2017

Are you looking to buy your first home? Well look no further, because I’m here to walk you through the entire process!

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Are you a renter who is looking to purchase a home of your own? If so, you’ve come to the right place!

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What Are Loan Officers Asked Most Often?

posted by Stephen Katz
Wednesday, June 28, 2017

 

The number one question that we get asked every day from potential clients is, “What is your current interest rate?”

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Have you ever been rejected for a mortgage due to your debt-to-income ratio? Or know someone who has? Well good news: starting July 29, Fannie Mae is raising the DTI ceiling to 50 percent! Currently, it sits at 45 percent.

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Why Do You Need Title Insurance?

posted by Stephen Katz
Thursday, June 15, 2017

Today, we’ll talk about what title insurance is and exactly what you’re paying for.

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Today, I’ll discuss the importance of the pre-approval process. The pre-approval process is imperative and essential to be completed prior to you making any offers. The listing agent and seller typically require a pre-approval letter to accompany your offer with the Realtor you work with.

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Are you thinking of hiring a buyer’s agent? If so, there are questions you should ask to ensure you hire somebody you can trust. Here are a few to keep in mind:

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