First Home, First Loan

Helping to make home ownership a pleasant reality
Find A Mortgage Now!
Find A Realtor Now!

Free Newsletter

The Real Estate Report


Get Your Free Copy:


Loan Programs

Below is a brief overview of some of the top mortgage programs available  and how to get the process started:

Conventional Home Loans

Most lenders view a conventional mortgage as conforming to the guidelines set forth by Freddie Mac and Fannie Mae, the two government sponsored enterprises (GSEs).

Jumbo Mortgage Financing

In the US, a jumbo mortgage is a loan amount above conventional conforming loan limits. This standard is set by the two government-sponsored enterprises.

Home Equity Loans

A home equity loan (sometimes abbreviated HELOC) is a type of mortgager in which the borrower uses the equity in their home as collateral. These loans are sometimes useful to help re-finance.

FHA Mortgage Loans

The FHA’s objectives are to improve housing standards and conditions, provide a stable and solvent home financing system through insurance of mortgages and to stabilize the housing market.

Reverse Mortgage Senior Loans

A lifetime loan available to senior citizens that is used to release the home equity in the property as one lump sum or multiple payments. The homeowner’s obligation to repay the loan is deferred until the owner dies or relenquishes the property.

203k Rehab Loans

The financing for this mortgage will include the purchase price, plus any improvements you are either required to do for the home to be liveable,  or for increasing it’s value, such as renovating the kitchen or adding a bathroom.

VA Mortgage Loans

The basic intention of the VA direct home loan program is to help qualifying veterans secure home financing in areas where private financing is not readily or widely available.

First Home, First Loan is proudly powered by WordPress