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Archive for the ‘All About Mortgages’ Category

Have you ever been rejected for a mortgage due to your debt-to-income ratio? Or know someone who has? Well good news: starting July 29, Fannie Mae is raising the DTI ceiling to 50 percent! Currently, it sits at 45 percent.

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Today, I’ll discuss the importance of the pre-approval process. The pre-approval process is imperative and essential to be completed prior to you making any offers. The listing agent and seller typically require a pre-approval letter to accompany your offer with the Realtor you work with.

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Today we are going to discuss whether it is better to pay the closing costs in cash upfront or to take out a higher home loan. The difference could cost you thousands.

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Whether you’re buying or selling a home, you’re going to have to go through the negotiation process. Today I will be outlining the four major stages of negotiations. Ideally this will prepare you for anything that may come your way.

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Today we are excited to talk to you all about appraisals. We’ll go over what they are, how they work, and how they affect the purchase of your home.

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Today, we’ll talk about the difference between getting pre-qualified and pre-approved for a mortgage. There’s a clear difference.

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Four Home Buying Tips

posted by Stephen Katz
Wednesday, April 26, 2017

Today I’ll tell you the four biggest tips to get started with your home search.

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What Do Rising Interest Rates Mean For You?

posted by Stephen Katz
Wednesday, April 19, 2017

Today, I’ll talk about what you need to know regarding rising interest rates.

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What You Need To Know About Property Taxes

posted by Stephen Katz
Thursday, March 30, 2017

Today, we’re going to talk about property taxes. The good news is property values are up. The challenge is that when property values go up, so do your property taxes.

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It’s unfortunate, but many people think that they can’t afford to purchase a home because they don’t have a large down payment saved up. Today, I discuss some down payment assistance programs that are available to homebuyers.

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