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Archive for the ‘Affordability’ Category

Are you a first time home buyer? Are you trying to determine your budget? We (lenders) are more than happy to help you find your answer(s), but here are some tips to get you started:

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Home Purchase Process For First Time Buyers

posted by Stephen Katz
Thursday, July 13, 2017

Are you looking to buy your first home? Well look no further, because I’m here to walk you through the entire process!

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Are you a renter who is looking to purchase a home of your own? If so, you’ve come to the right place!

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What Are Loan Officers Asked Most Often?

posted by Stephen Katz
Wednesday, June 28, 2017

 

The number one question that we get asked every day from potential clients is, “What is your current interest rate?”

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Have you ever been rejected for a mortgage due to your debt-to-income ratio? Or know someone who has? Well good news: starting July 29, Fannie Mae is raising the DTI ceiling to 50 percent! Currently, it sits at 45 percent.

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Today we are going to discuss whether it is better to pay the closing costs in cash upfront or to take out a higher home loan. The difference could cost you thousands.

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What Do Rising Interest Rates Mean For You?

posted by Stephen Katz
Wednesday, April 19, 2017

Today, I’ll talk about what you need to know regarding rising interest rates.

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Tips To Sell Your Home For Top Dollar

posted by Stephen Katz
Wednesday, April 5, 2017

Today I’d like to go over some things that you should consider if you’re about to list your home for sale, especially if you’re trying to find the most accurate price possible.

 

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What You Need To Know About Property Taxes

posted by Stephen Katz
Thursday, March 30, 2017

Today, we’re going to talk about property taxes. The good news is property values are up. The challenge is that when property values go up, so do your property taxes.

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It’s unfortunate, but many people think that they can’t afford to purchase a home because they don’t have a large down payment saved up. Today, I discuss some down payment assistance programs that are available to homebuyers.

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