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Have you ever been rejected for a mortgage due to your debt-to-income ratio? Or know someone who has? Well good news: starting July 29, Fannie Mae is raising the DTI ceiling to 50 percent! Currently, it sits at 45 percent.

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Why Do You Need Title Insurance?

posted by Stephen Katz
Thursday, June 15, 2017

Today, we’ll talk about what title insurance is and exactly what you’re paying for.

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Today, I’ll discuss the importance of the pre-approval process. The pre-approval process is imperative and essential to be completed prior to you making any offers. The listing agent and seller typically require a pre-approval letter to accompany your offer with the Realtor you work with.

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Are you thinking of hiring a buyer’s agent? If so, there are questions you should ask to ensure you hire somebody you can trust. Here are a few to keep in mind:

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Today we are going to discuss whether it is better to pay the closing costs in cash upfront or to take out a higher home loan. The difference could cost you thousands.

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Whether you’re buying or selling a home, you’re going to have to go through the negotiation process. Today I will be outlining the four major stages of negotiations. Ideally this will prepare you for anything that may come your way.

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Today we are excited to talk to you all about appraisals. We’ll go over what they are, how they work, and how they affect the purchase of your home.

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Today, we’ll talk about the difference between getting pre-qualified and pre-approved for a mortgage. There’s a clear difference.

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Four Home Buying Tips

posted by Stephen Katz
Wednesday, April 26, 2017

Today I’ll tell you the four biggest tips to get started with your home search.

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What Do Rising Interest Rates Mean For You?

posted by Stephen Katz
Wednesday, April 19, 2017

Today, I’ll talk about what you need to know regarding rising interest rates.

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