First Home, First Loan

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About the Author

dsc_4931-print-sqMy name is Stephen Katz, and I am a seasoned mortgage professional with 20 years of experience helping first time home buyers purchase their first home.

Direct – 770.309.0939

Toll Free – 866.742.8400

NMLS #69623, Branch #3035

I believe that finding your first home, and securing your first home loan, should be an enjoyable and exciting time in your lives. My mortgage practice has been built on referrals from people who have valued my personal service.

With this particular website, I will be sharing ideas on how to make the first home and first loan process fun and memorable. I’ll also be sharing ideas that I feel are valuable in helping you reach your goal of home ownership.



  • Working with First Time Home Buyers
  • Working as a team with Borrowers and Real Estate Agents
  • Mortgage Pre-approvals for contract negotiations
  • FHA, VA and Conventional loans
  • Credit Counseling
  • Minimum Cost Mortgages




  • **Honest and reliable: Working with the Katz Mortgage Team was a great experience. The process went just as we were promised. There were no surprises. We will definitely use them again! – hc
  • **Katz is the best!: I have done business with Stephen Katz for over 5 years now, both for my primary home and for my investment homes. He offers the best rates in town! Even when the negative AM loans were popular during the boom time and a lot of brokers were selling them indiscriminately, he warned me against them! I have done business with other mortgage brokers as well as the banks directly over the years, but no one has come close to the quality of service, the professionalism, and the commitment level of Stephen Katz. He also sends emails to his clients when the rates go down, making it easy to refinance. He is the best! – anonanon2


  • **Highly likely to recommend: My wife and I have used Stephen 3 times– for our purchase and twice to refi. I like using Stephen because I can always reach him on the phone (make him give you the phone number at his desk) He watches the rates and callsus when they go down. We have used the same closing lawyer too and everything goes smoothly. – scotthartley
  • **Highly likely to recommend: I am a first time buyer and had a million questions. Stephen was very patient with me and answered all of my questions….sometimes even on a Saturday. Stephen’s assistant Jessica was sooooo helpful. She even stayed on the phone with me for 20 minutes when my fax machine kept getting jammed up. Stephen was first recommeded to me by my agent, but now I try to reccomend Stephen to everyone I can. – lauracooper


    • **“I worked with Stephen Katz for approx 3 years. Stephen is a very detailed originator with a great understanding of new products and processes. He and his team do an excellent job of communicating with all parties in the transaction and they consistently deliver a high level of customer service. I would highly recommend doing business with Stephen and hope that one day I will have the opportunity to work with him again” – Todd Henley
    • **“Stephen is one of the most knowledgeable mortgage originators I have worked with. He takes pride in keeping himself on the cutting edge of any and all changes that happen in the industry. He is also very detailed oriented and uses this skill to monitor/track every aspect of his business from sourcing his production right down to the management of his own Team and Branch.”  – Matthew Blankenship


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