First Home, First Loan

Helping to make home ownership a pleasant reality
Find A Mortgage Now!
Find A Realtor Now!

Welcome !

First-time home buyers

If you’re a first-time home buyer these articles are chock full of advice that will give you the added “edge” when buying your first home. From finding your dream home online, negotiating a purchase contract, securing the best financing, to tips for a stress-free closing, you’ve now found your #1 first-time home buyer resource.

So WELCOME, check things out and visit often…you are well on your way to owning your first home!

Stephen Katz

Even though it’s cool outside, it’s a hot time to buy! See below for why:


Read More »

home, mortgage, buying, lender 


  • It is believed by 36% of Americans that they need think they need a 20% down payment to buy a home.
  • Less than 10% has been put down 44% of Millennials who purchased a home this year.
  • 8% of loan applications were approved last month.

In September, the average credit score was 731.

We are certainly excited, and know you are as well, to see Freddie Mac, Fannie Mae, The Mortgage Bankers’ Association and The National Association of Realtors continue all showing an increase in home sales come 2017. Here is a chart that illustrates this increase.

Read More »

I’m on my Way… Home Sweet Home

posted by Stephen Katz
Monday, August 29, 2016

July Housing Starts show that many families should be headed towards homeownership as it is the month with the highest level since March! In the words of Motley Crue, “I’m on my way. I’m on my way. Home sweet home.”

Read More »

Comments Off on I’m on my Way… Home Sweet Home

Atlanta Realtors just released this very informational Market Brief.

Regarding DEMAND- Through their research they found that there has been a decrease of 6.1% from last year in June residential sales which totaled 5,392. Read More »

Homeownership Builds Wealth and Offers Stability

Americans’ preference is to own their home instead of renting for the two primary reasons conveyed in the most current House Pulse Survey by the National Association of Realtors:

Read More »

Comments Off on Stability & Wealth- Great Benefits of Homeownership

Americans Still Dream of Homeownership

posted by Stephen Katz
Wednesday, November 4, 2015

Recently Merrill Lynch provided a study which shows that indeed, the younger generations still believe owning a home constitutes a significant portion of the “American Dream”.Americans Still Dream of Homeownership 1

Read More »

Comments Off on Americans Still Dream of Homeownership

No, it’s not just you… many borrowers have the same thought and question as it appears they need three verifications for every single item. And, all the while, the bank seems to want to know every detail about individuals as well.

Read More »

Comments Off on Is it me or is there a LOT of Paperwork for Mortgages These Days??

Read More »

Comments Off on Real Estate Report – Jobs: Could Higher Rates Be Good?

October 6, 2015

Read More »

Comments Off on Real Estate Report – The Fall Real Estate Market Update

September 29, 2015

First Home, First Loan is proudly powered by WordPress