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Welcome, First-Time Home Buyers!

If you’re a first-time home buyer these articles are chock full of advice that will give you the added “edge” when buying your first home. From finding your dream home online, negotiating a purchase contract, securing the best financing, to tips for a stress-free closing, you’ve now found your #1 first-time home buyer resource.

So WELCOME, check things out and visit often…you are well on your way to owning your first home!

Stephen Katz

How To Win A Bidding War

posted by Stephen Katz
Wednesday, February 7, 2018

It happened, you found your perfect house. Congratulations, you’re one step closer to homeownership! You reach out to the listing agent, only to find out that someone else wants the house too. Now you are faced with a bidding war (wait… what?). Before you start to panic, we’re here to explain how to come out on top!

  1. Don’t bid more than you can afford

Talk to your lender first before you decide how much money you are going to bid. Ideally, you should talk to us before you even start your house search. We will be able to tell you how much you can afford and what type of loan you will be approved for.

Never bid more than you have been approved for! In fact, you should always opt on the lower side. If you bid more than you can actually afford, you could lose the house entirely. Even if you win at the higher amount, it will put you in debt before you even move in. This could lead to late mortgage payments and eventually foreclosure.

That being said, submit your best and final offer early. You don’t want to lose the house because the other buyers bid at a price that you could beat. Another option is to add a clause stating that you will pay $1,000 more than the next ‘best and final,’ capped at the original price as seen in the listing.

  1.  Utilize your agent and your lender

People forget how powerful a face-to-face or phone conversation can be. Everything is done through e-mail, which takes the human touch out of the equation. Have your agent personally speak to the listing agent to address any concerns that they may have. Ask your lender to do the same and you’re solid. While numbers are important to the listing agent, so is the certainty that the purchase will go through.

  1. Have a flexible closing date

If you are not in a rush to close, let the listing agent know. Most sellers are either looking to sell immediately or they have no timeline in mind. Play either side of the coin if you have the option. For example, if the listing agent mentions that the sellers’ new house won’t be ready for a few weeks, tell the agent that you are in no rush to move. This could swing the bidding war in your favor. On the flip side, if they are looking to move immediately, let the agent know that you can move ASAP. Then work with your lender to ensure the process moves along as quickly as possible.

  1. Accept the house as-is

The house may need some updating, but if you’re in a bidding situation, it may work in your favor to accept the house as it is. The sellers will be relieved that they don’t have to put any more work into the house and you’ll win the bid!

  1. Write a letter to the sellers

Most sellers have an attachment to their home. They lived there for years and have made many memories. Write them a letter to explain to them why you want the house and your plans in your new home (example: a place where you can start your family). The sellers will be happy to know that they are giving their house to someone who will truly cherish it.

Have you won a bidding war before? If so, let us know how! 770-552-1000

Should You Sell Your Home Occupied or Vacant?

posted by Stephen Katz
Friday, January 19, 2018

If you’re selling your home, you’re probably wondering whether you should move out now or wait until you have found a buyer. There isn’t an easy answer to this – whether you should move before you sell is dependent on many factors.

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How Can A Pre-Approval Simplify Your Home Search?

posted by Stephen Katz
Wednesday, January 10, 2018

If you’re thinking about buying, how do you find out how much home you can actually afford? This is a question we get all the time, and would love to answer for you.

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Today we are excited to discuss an important topic that you need to know about this time of year. It’s important to be prepared for winter so you don’t have any big costs or repairs to do during the long, cold months ahead. We’ve got 5 great ways that you can winterize your home, and here they are:

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Why Winter Is a Good Time to Sell

posted by Stephen Katz
Wednesday, December 27, 2017

Today, we’ll go over selling your property in the winter season. The conventional wisdom is that you shouldn’t sell your home in the winter because no one wants to buy a home and move during the holidays. However, we’ve seen that winter is one of the best times to sell and get top dollar.

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One thing we know for certain about the real estate market is that it is never going to stay the same for long. Today we want to talk about an interesting trend we’ve noticed in real estate: millennials are waiting longer to purchase their first homes than their parents did.

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Five Reasons To Buy A House In Atlanta Now

posted by Stephen Katz
Wednesday, November 29, 2017

Are you considering buying a house in Atlanta? Read on to find out why we think you should buy now!

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How To Get Your Home Search Off To The Right Start

posted by Stephen Katz
Wednesday, November 22, 2017

Today, I want to share some tips on how to begin the home buying process. It can be confusing, so starting off on the right foot is crucial!

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Are you thinking about building a new home from scratch? If so, take note of these three things you need to avoid! We have a lot of experience in new construction properties and would love to make the process as smooth as possible for you.

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Six Reasons To Buy A House In The Fall

posted by Stephen Katz
Wednesday, October 25, 2017

The end of summer typically means fewer “for sale” signs. However, whether you’re a buyer or a seller, don’t fret. This can be great news for the following six reasons:



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