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Welcome, First-Time Home Buyers!

If you’re a first-time home buyer these articles are chock full of advice that will give you the added “edge” when buying your first home. From finding your dream home online, negotiating a purchase contract, securing the best financing, to tips for a stress-free closing, you’ve now found your #1 first-time home buyer resource.

So WELCOME, check things out and visit often…you are well on your way to owning your first home!

Stephen Katz

If you can buy a house, you should. You get many tax benefits, including your interest and mortgage insurance being tax deductible. In a rental situation, you will spend equal to or more than your mortgage payments, and you don’t get any of those tax benefits and aren’t able to do home improvements.

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Which Renovations Add Value to Your Home?

posted by Stephen Katz
Friday, February 17, 2017

Which Renovations Add Value to Your Home?

People often ask, “What type of renovations should I invest in before listing my property?” Fortunately, I have advice about the most valuable renovations to invest in.

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Owning A Home Can Offer You Wealth & Stability

posted by Stephen Katz
Wednesday, February 8, 2017

 

The two biggest reasons that Americans prefer owning their own home instead of renting are:

1. They want to be able to build equity.

2. They want to have a safe and stable environment.

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Have questions about mortgages? Don’t worry, we’ve got you covered. There are several options to help you out with your mortgage that not everyone knows about.

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Even though it’s cool outside, it’s a hot time to buy! See below for why:

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home, mortgage, buying, lender 

Takeaways:

  • It is believed by 36% of Americans that they need think they need a 20% down payment to buy a home.
  • Less than 10% has been put down 44% of Millennials who purchased a home this year.
  • 8% of loan applications were approved last month.

In September, the average credit score was 731.

We are certainly excited, and know you are as well, to see Freddie Mac, Fannie Mae, The Mortgage Bankers’ Association and The National Association of Realtors continue all showing an increase in home sales come 2017. Here is a chart that illustrates this increase.

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I’m on my Way… Home Sweet Home

posted by Stephen Katz
Monday, August 29, 2016

July Housing Starts show that many families should be headed towards homeownership as it is the month with the highest level since March! In the words of Motley Crue, “I’m on my way. I’m on my way. Home sweet home.”

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Atlanta Realtors just released this very informational Market Brief.

Regarding DEMAND- Through their research they found that there has been a decrease of 6.1% from last year in June residential sales which totaled 5,392. Read More »

Homeownership Builds Wealth and Offers Stability

Americans’ preference is to own their home instead of renting for the two primary reasons conveyed in the most current House Pulse Survey by the National Association of Realtors:

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