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If you’re a first-time home buyer these articles are chock full of advice that will give you the added “edge” when buying your first home. From finding your dream home online, negotiating a purchase contract, securing the best financing, to tips for a stress-free closing, you’ve now found your #1 first-time home buyer resource.
So WELCOME, check things out and visit often…you are well on your way to owning your first home!
Stephen Katz
When searching to find the right homeowners’ insurance policy, it can be an overwhelming and confusing experience. The terminology is tricky; but the more you insurance terminology you know, the easier it will be to understand what your policy covers. The insurance broker will be asking you a lot of questions about your new home to determine the price of your homeowners’ insurance. Read More »
Starting the home search process can be very time consuming, but a great way to figure out what you like and don’t like it to attend open houses in the area you are interested in living.
According to the National Association of Realtors website, 45 percent of all buyers used open houses while searching for their home. Read More »
When purchasing a home, one of the most important steps is getting a home inspection. An inspection is a professional written opinion, and therefore makes it crucial to hire the best inspector you can find. Here are some questions to ask a potential home inspector after you have check out the legal compliance’s (the liability insurance and license, etc.): Read More »
Purchasing your first home can be both an exciting yet frightening experience. Once you have established a reasonable budget, here are some tips to consider when looking for your first home. Read More »
A real estate agent can assist in directing what could possibly be one of the most important financial decisions you will make in your lifetime, whether you are buying or selling your home. Read More »
According to the National Association of Realtors ® (NAR) housing affordability conditions have achieved a record high since recordkeeping began in 1970. January 2012’s Housing Affordability Index indicated the new high at 206.1;due to the higher index, we gain more household purchasing power. Read More »
Buying a home for the first time can be the most imperative financial decision someone can make; that being said, it is crucial to be aware of all the key aspects that make up the responsible purchasing decision. Read More »
Real Estate Inventory Down 9.2%
Once again we see continuing improvement in the national real estate market, home sales in the U.S. are up again in December for the third straight month. For 2011 as a whole, sales of existing homes also rose significantly, with a 1.7% increase over 2010. Read More »
· Lender Fees are collected by, and retained by, the mortgage company. These include: underwriting fee,
processing fee, closing fee, funding fee, doc prep fee and so forth. These fees should be shopped by the
consumer as they can vary greatly among lenders. Read More »
If you’re a qualifying veteran or service member, a VA mortgage can be a great deal. VA mortgages offer a lot of benefits, including
being one of the few 100% financing options available. There are however, certain situations where you may be better off going with a FHA mortgage or a conventional loan backed by Fannie Mae or Freddie Mac. Read More »
