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Welcome!

Welcome, First-Time Home Buyers!

If you’re a first-time home buyer these articles are chock full of advice that will give you the added “edge” when buying your first home. From finding your dream home online, negotiating a purchase contract, securing the best financing, to tips for a stress-free closing, you’ve now found your #1 first-time home buyer resource.

So WELCOME, check things out and visit often…you are well on your way to owning your first home!

Stephen Katz

Many people don’t know that buying new construction property is not the most transparent process. That’s why we recommend working with an agent when you’re buying property of any kind.

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What First Time Buyers Should Know

posted by Stephen Katz
Wednesday, March 15, 2017

For those of you who wanted to know, “What does the process look like for a first-time home buyer?” I have your answers for you!

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It’s unfortunate, but many people think that they can’t afford to purchase a home because they don’t have a large down payment saved up. Today, I discuss some down payment assistance programs that are available to homebuyers.

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Why You Need To Get Pre-Approved

posted by Stephen Katz
Wednesday, March 1, 2017

Today, we will discuss the importance of the pre-approval process. You should get pre-approved before you begin your home search.

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If you can buy a house, you should. You get many tax benefits, including your interest and mortgage insurance being tax deductible. In a rental situation, you will spend equal to or more than your mortgage payments, and you don’t get any of those tax benefits and aren’t able to do home improvements.

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Which Renovations Add Value to Your Home?

posted by Stephen Katz
Friday, February 17, 2017

Which Renovations Add Value to Your Home?

People often ask, “What type of renovations should I invest in before listing my property?” Fortunately, I have advice about the most valuable renovations to invest in.

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Owning A Home Can Offer You Wealth & Stability

posted by Stephen Katz
Wednesday, February 8, 2017

 

The two biggest reasons that Americans prefer owning their own home instead of renting are:

1. They want to be able to build equity.

2. They want to have a safe and stable environment.

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Have questions about mortgages? Don’t worry, we’ve got you covered. There are several options to help you out with your mortgage that not everyone knows about.

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Even though it’s cool outside, it’s a hot time to buy! See below for why:

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home, mortgage, buying, lender 

Takeaways:

  • It is believed by 36% of Americans that they need think they need a 20% down payment to buy a home.
  • Less than 10% has been put down 44% of Millennials who purchased a home this year.
  • 8% of loan applications were approved last month.

In September, the average credit score was 731.

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