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First-time home buyers

If you’re a first-time home buyer these articles are chock full of advice that will give you the added “edge” when buying your first home. From finding your dream home online, negotiating a purchase contract, securing the best financing, to tips for a stress-free closing, you’ve now found your #1 first-time home buyer resource.

So WELCOME, check things out and visit often…you are well on your way to owning your first home!

Stephen Katz

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It is important to follow all the steps in the correct order when considering purchasing a house. Inventory is currently tight, which means the market is good for sellers, and a little bit more difficult for buyers. In this market buyers have to be on top of their game when choosing a house; if they wait to make an offer, chances are the house will be gone and under contract with someone else. Read More »

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Smart Tips for First Time Homebuyers

posted by Stephen Katz
Friday, May 9, 2014

As a first time homebuyer, it’s important to take the time to research and plan every step of the home buying process. From confirming that you are financially ready down to making the final offer, here are a few things to keep in mind that may help you along the way. Read More »

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Professional Moving and Packing-Tips

posted by Stephen Katz
Tuesday, May 6, 2014

Aside from it being spring cleaning season, it’s also moving season. At the end of the school year, everyone is scrambling to move and get settled. I jokingly call it “Christmas Season” for professional organizers. Why? Because you don’t know what you are getting yourself into when you arrive to unpack and set up a house. Read More »

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The Prequalification and Preapproval Processes

posted by Stephen Katz
Wednesday, April 16, 2014

Prequalification begins when you speak with a loan originator who calculates your debt ratios to find out how much money you can afford to borrow and repay. Before you make your call to a loan originator, you’ll need to be ready to answer the following questions: Read More »

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Get a Copy of Your Credit Report

posted by Stephen Katz
Tuesday, April 8, 2014

Most people have a pretty good idea of their credit standing and whether or not they have good or, credit issues. But the only way to really find out about your credit is to get your hands on your credit report. This will enable you to see the same information a lender will. Read More »

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Finding the Right Agent

posted by Stephen Katz
Tuesday, April 1, 2014

Now that you’re ready to start house hunting, you’re probably wondering if you really need a real estate agent or if you can just do all the work yourself. Well, you can look all you want on the internet and go to open houses every weekend but you really don’t know the real estate market like an agent does. Just as you know your job inside and out, a good agent knows the ins and outs of finding a home. Your best bet for finding the right home is finding the right agent. Read More »

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Is LPMI best for me?

posted by Stephen Katz
Wednesday, March 19, 2014

Thinking of purchasing a home with less than 20% down? In this article, we will explain Borrower Paid Mortgage Insurance (BPMI) and Lender Paid Mortgage Insurance (LPMI) to help you determine which type of mortgage insurance is a better choice for your specific financial situation. Read More »

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Putting together your Homebuying Team

posted by Stephen Katz
Friday, March 7, 2014

Home may be where the heart is, but the house-buying process can easily become a headache.

To keep trouble to a minimum, take time to independently evaluate each professional you’ll need on your team, from lender to real estate agent to home inspector to title agent. Choose client-focused, experienced pros…preferably referred by trusted sources. Read More »

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How to Save Money on Homeowners Insurance

posted by Stephen Katz
Friday, February 28, 2014

In today’s economy, many people are looking for ways to save money on their expenses, and one of the big costs is homeowner’s insurance. Read More »

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